Housing Loan Information
Residential Home Loan Information
| First Loan | Second Loan | Third Loan and Above | |||||||
|---|---|---|---|---|---|---|---|---|---|
| Loan Tenure | Up to 35 years | 31-35 years | Up to 35 years | 31-35 years | Up to 35 years | 31-35 years | |||
| Age | Age used to calculate loan tenure, Maximum 70 years old | ||||||||
| Up to 70 | Up to 70 | Up to 70 | |||||||
| Maximum Loan Limit | 90% | 90% | 70% | ||||||
| Minimum Cash Downpayment | 10% | 10% | 30% | ||||||
| Gaurantors / Co-borrowers | All Co-borrowers must be mortgagors. Guarantors must be co-borrowers if the latter did not pass the TDSR criteria |
||||||||
| Mortgage Servicing Ratio | N/A | ||||||||
| Total Debt Servicing Ratio | 60%-80% | ||||||||
| Standard Interest Rate | 4.3%-4.5% | ||||||||
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